Maternity Insurance TRUTH : Cover Your Pregnancy Efficiently

Maternity Insurance Covers medical costs related to pregnancy, pre-pregnancy and delivery of the baby

Many insurance plans have a waiting period before maternity benefits begin. Waiting period should be as short as possible

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Make sure your maternity insurance takes C-section delivery into account too

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Compare various maternity insurance plan on various portals and select that provides all features at affordable premium

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Make sure there are some reputable hospitals in the network list that are near or around you

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Understand limitations and restrictions viz. room capping, pre-existing conditions restrictions, second or subsequent pregnancies etc.

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A simple, easy and transparent claims process is important. Consider providers that have over 98% claim settlement

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Look for no-claim bonuses ranging from 50% to 150% and more. The higher the bonus, the better coverage you will get the next time you need it

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If you have prior Health Insurance, check with your provider for Rider Maternity Coverage

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Want to check more Pregnancy Related Articles, click the link down below. Thanks

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